The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your details and click ‘Get Rates’.
Save Money - Compare Exchange Rate Margins & Fees
Sending money to the United States can be an expensive business, more so if you aren’t even aware of all the hidden fees. Money transfer companies and banks profit by charging you fees and a normally hidden margin on the exchange rate.
Using your Bank to make international wire transfers to India can be especially expensive – often 5% to 10% worse than using a foreign exchange specialist to send to the United States bank accounts or pay a US dollar invoice.
NZD to USD Market Data
New Zealand dollar (NZD) to US dollar (USD) market data - latest interbank exchange rate, trend, chart & historic rates.
NZD to USD is at 90-day highs near 0.6044, 3.2% above its 3-month average of 0.5857, having traded in a fairly volatile 9.2% range from 0.5534 to 0.6044
Is the NZD to USD Exchange Rate Likely to Improve?
Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the New Zealand dollar against the US dollar is to review how the NZD/USD rate has changed over time.
The table below shows the percentage change in the NZD to USD exchange rate across various timeframes—from the past 2 weeks to the last 20 years:
Date
NZD/USD
Change
Period
23 May 2025
0.5986
0.9% ▲
2 Week
08 Mar 2025
0.5709
5.8% ▲
3 Month
06 Jun 2024
0.6196
2.5% ▼
1 Year
07 Jun 2020
0.6533
7.5% ▼
5 Year
09 Jun 2015
0.7140
15.4% ▼
10 Year
11 Jun 2005
0.7085
14.7% ▼
20 Year
NZD/USD historic rates & change to 06-Jun-2025
The NZD/USD exchange rate is currently at 0.5711, reflecting a 0.7% rise above its three-month average. Rising dairy prices support the kiwi, but FX analysts note it remains vulnerable to shifts in global sentiment. The subdued USD awaits key employment data that may influence trends. 10-Mar
To help you understand the real-world value of the current exchange rate, the table below shows how much New Zealand dollar are worth in US dollar across a range of amounts.
This gives a quick view of what you’d get when converting different NZD amounts at today’s rate * :
The standard OFX NZD-USD rate is 0.5921, -1.7% from the mid-rate. Visit OFX here to secure the better rate.
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
New Zealand dollar (NZD) to US dollar (USD) rates from different sources before making a conversion.
The above
Kiwi to Dollar comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
banks and other foreign exchange providers against the latest NZD-USD mid-rate and the possible savings of using various providers.
How do NZD-USD rates compare between providers?
Looking at the
full comparison table
the best NZD to USD exchange rate is 0.5992 from OFX, -0.5% from the mid-market rate 0.6022. The next best rate is 0.5986 from XE, -0.6% from the mid-rate. Then Wise with 0.598 is -0.7% from the mid-rate.
Among the banks the ANZ Bank rate is 0.6119 at 1.6% the BNZ Bank rate is 0.5734 at -4.8% and the TSB Bank rate is 0.5698 at -5.4% compared to the mid-rate 0.6022.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
or platforms that offer rates closer to the mid-market rate.
View a full list of exchange rates by selecting your Base (from) currency: