The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
Compare Exchange Rates & Fees - Save Time & Money
Sending money to the United States can be an expensive business, more so if you aren’t even aware of all the hidden fees. Money transfer companies and banks profit by charging you fees and a normally hidden margin on the exchange rate.
Using your Bank to make international wire transfers to India can be especially expensive – often 5% to 10% worse than using a foreign exchange specialist to send to the United States bank accounts or pay a US dollar invoice.
NZD to USD Market Data
New Zealand dollar (NZD) to US dollar (USD) market data - latest interbank exchange rate, trend, chart & historic rates.
NZD to USD is at 90-day lows near 0.5642, 3.3% below its 3-month average of 0.5835, having traded in a relatively stable 6.2% range from 0.5642 to 0.5989
Is the NZD to USD Exchange Rate Likely to Improve?
Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the New Zealand dollar against the US dollar is to review how the NZD/USD rate has changed over time.
The table below shows the percentage change in the NZD to USD exchange rate across various timeframes—from the past 2 weeks to the last 20 years:
Date
NZD/USD
Change
Period
22 Oct 2025
0.5736
1.4% ▼
2 Week
07 Aug 2025
0.5969
5.3% ▼
3 Month
05 Nov 2024
0.6016
6% ▼
1 Year
06 Nov 2020
0.6770
16.5% ▼
5 Year
08 Nov 2015
0.6524
13.3% ▼
10 Year
10 Nov 2005
0.6883
17.9% ▼
20 Year
NZD/USD historic rates & change to 05-Nov-2025
The USD/NZD rate is currently around 1.7725, driven by mixed US economic signals post-Fed updates and challenges in NZ’s economic outlook. Analysts foresee elevated rates due to diverging conditions, urging vigilance for upcoming inflation data and its impact on the USD
@bestfxrates
NZD to USD Conversion: What Is Your Money Worth?
To help you understand the real-world value of the current exchange rate, the table below shows how much New Zealand dollar are worth in US dollar across a range of amounts.
This gives a quick view of what you’d get when converting different NZD amounts at today’s rate * :
What is the
best Send Money conversion rate for NZD to USD?
The best NZD to USD exchange rate is 0.5615 from Wise. This is -0.46% compared to the mid-market rate 0.5641.
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
New Zealand dollar (NZD) to US dollar (USD) rates from different sources before making a conversion.
The above
Kiwi to Dollar comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
banks and other foreign exchange providers against the latest NZD-USD mid-rate and the possible savings of using various providers.
How do NZD-USD rates compare between providers?
Looking at the full
NZD to USD - Send Money comparison table the provider with the best NZD to USD exchange rate is Wise at 0.5615, -0.46% from the latest mid-market rate 0.5641.
The next best is OFX at 0.5613, -0.5% from the mid-rate.
Then XE at 0.5607, which is -0.6% from the mid-rate.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
or platforms that offer rates closer to the mid-market rate.